Patented Rent Collection, Settlement, and Registry Technology
Patented blockchain technology powering secure rent collection, settlement, and registry systems designed to support scalable, transparent real estate operations.
TAP Wallet: Stablecoin Rent Collection and Distribution
TAP Wallet enables tenants, property managers, and commercial counterparties to pay rent using USDC stablecoin, while still supporting traditional payment rails where required.
• Tenants pay rent from a TAP Wallet (or connected external wallet) in USDC
• Payments settle in real-time, 24/7, including weekends and holidays
• No card interchange fees, ACH delays, or check processing costs
• Funds are programmable at the smart-contract level for allocation and routing
Unlike legacy systems, settlement does not depend on multi-day bank clearing windows. Funds move directly from payer to recipient under the TAP patented blockchain payment framework.
Speed, Cost, and Settlement Advantages
Legacy Rent Systems
• ACH delays (1–5 days)
• Card fees & potential chargebacks
• Requires manual reconciliation
• Fragmented records
• Dispute-prone
TAP Wallet + TAP Registry
• Real-time settlement
• Final settlement, no chargebacks
• Automated routing & reporting
• Unified, immutable registry
• Verifiable proof of payment
Legacy Rent Systems
• ACH delays (1–5 days)
• Card fees & potential chargebacks
• Requires manual reconciliation
• Fragmented records
• Dispute-prone
TAP Wallet + TAP Registry
• Real-time settlement
• Final settlement, no chargebacks
• Automated routing & reporting
• Unified, immutable registry
• Verifiable proof of payment
These advantages scale across single-family rentals, multifamily portfolios, commercial properties, and tokenized real estate assets.
Yield Opportunities on Idle Rent Balances
Optional Yield, Not Forced Risk
Rent balances held in TAP Wallet can be configured to remain idle or be opt-in deployed into compliant, low-risk yield mechanisms, depending on owner preferences and regulatory constraints.
• Yield applies only to idle balances between collection and distribution
• Owners control participation at the wallet or property level
• No commingling of funds without authorization
• Full transparency into balance status and returns
This allows property owners to capture incremental yield on rent float that traditionally sits dormant in operating accounts earning little or nothing.
TAP Registry: Reducing Disputes Through Verifiable Records
Public, Private, and Semi-Private Records
TAP Registry acts as the source of truth for payment events, lease metadata, and operational records, with granular privacy controls:
• Public data – payment timestamps, transaction hashes, proof of payment
• Semi-private data – lease terms, rent schedules, escrow rules (permissioned)
• Private data – tenant PII, sensitive documents, encrypted and access-controlled
This layered approach preserves privacy while ensuring verifiable proof exists when needed.
Fewer Rent and Payment Disputes
Because rent payments are recorded immutably on the TAP Registry:
• Tenants have cryptographic proof of payment
• Owners and managers see real-time settlement confirmation
• Disputes over “late,” “missing,” or “misapplied” payments are materially reduced
This replaces subjective records and manual logs with an objective, timestamped ledger.
Smart Contracts and Lease Logic
Lease terms can be mirrored or referenced within smart contracts without altering their legal enforceability.
Examples include:
• Automated late-fee logic based on on-chain timestamps
• Escrow-like holding rules for disputed amounts
• Conditional releases for maintenance or capital improvements
• Scheduled rent escalations tied to predefined lease events
The legal lease remains the governing document; TAP simply provides deterministic execution and record-keeping.
Summary of Benefits
For our customers, this infrastructure:
• Enhances NOI by reducing payment friction and operating costs
• Improves capital efficiency through optional yield on idle cash
• Strengthens investor confidence with transparent cash-flow records
• Supports future tokenization, fractional ownership, and on-chain distributions
• Creates new standards of technology excellence for brokers, agents and property managers
For our customers, TAP Real Estate is a next-generation operating platform, not merely a property owner or token issuer.
Summary
TAP Wallet and TAP Registry transform rent collection from a slow, opaque, and dispute-prone process into a programmable, stablecoin-based financial workflow. By combining patented blockchain payment technology, USDC settlement, and a privacy-aware registry, TAP Real Estate delivers faster payments, lower costs, optional yield, and verifiable records, while preserving full compliance with U.S. real estate norms.
